About Us

Who We Are - Reimagining Finance for 1.4 Billion Dreams

At Vestval, we believe managing money shouldn't feel complicated or elitist.

We’re building Bharat’s first AI-powered financial nervous system — unifying spending, saving, borrowing, investing, and protecting into one seamless platform.

We built Vestval to solve this — not for the top 1%, but for Bharat’s 99%

Powered by FinGenie, India's first vernacular finance AI, Vestval brings simplicity, personalization, and opportunity to every corner of Bharat.

Why We Exist - To be the Financial Nervous System for Bharat, helping 100 million+ users grow, protect, and unlock their wealth.

Deliver affordable, smart, and trusted financial experiences to every freelancer, student, MSME, and family in India — using the power of AI.

Why Vestval Exists - Why Are We Building Vestval?

7–10 apps needed today to manage finances.

₹45,000 Cr+ tax benefits lost every year.

Only 13% MSMEs access structured credit.

Rural and semi-urban India under-served.

Our Vision

To shape a financially fearless generation, where every decision is backed by clarity, confidence, and control.

Our Principles

User-First Always - Personalization, simplicity, trust.

Built for Bharat -Vernacular, GST, micro-credit, small goals

AI with Heart - Not just automation — real guidance and protection.

Regulatory - FirstFully compliant from Day 1 (AA, RBI, KYC norms).

What Makes Us Different?

At Vestval, we don’t just manage your money.
We help you master it.

Because your future deserves first-class finance.

Our Leadership

Founded by ex-JP Morgan, ex-NPCI leader, Vestval combines deep financial expertise with cutting-edge AI innovation.

Final Call to Action

Ready to experience smarter finance?
Join the movement that's building the future of Bharat’s financial empowerment.